Changing property title is done via an instrument called a deed. Property title may be transferred to an individual person, a trust, to tenants in common, joint tenants with right of survivorship or tenants in the entirety for married persons. Title insurance is not required for changing property title. However, it is recommended to make sure there is a clear chain of title to real property. In order to obtain title insurance, a property title search is conducted by a title examiner. The examiner searches all the public records regarding a specific property at the time changing property title occurs. The property title search is conducted to verify that there are no liens or other claims against the property title and that other former owners have relinquished their rights in the property. The title company examiner will review all past deeds and trusts to make sure the chain of title to real property is correct. Other items that the property title examiner verifies are that all prior judgments and mortgages have been paid in full. Changing property title is done via an instrument called a deed. The primary requirement for transferring title to real property is that a deed be prepared.