By taking out a commercial property loan and making a commitment to purchase office or retail space, you can make a long-term investment in your business's success. Although the lending criteria for some commercial property loans have tightened in the aftermath of the global economic crisis, lenders are still making loans to business owners with a track record of success and good prospects for the future. In the near future, it is likely that the flow of credit available for commercial property loans will likely return to traditional levels. You can increase your chances of being approved for a commercial property loan with a bit of planning and preparation. For example, in the months prior to initiating the application process, consider having your firm's credit rating assessed and analyzed by an advisor with experience in evaluating business creditworthiness. In addition, consider partnering with a firm in a stronger financial position if your own company's track record is spotty or short-lived. All of these factors will work in your favor when you are being evaluated for a commercial property loan.