There is a plethora of mortgage information available on the Internet. Much of the information comes from mortgage company sites and is self serving, though some contain valuable articles and there are other sources. From first time home buyers and those people seeking refinancing to seniors learning about reverse mortgages, the information is readily available. To the first time home buyer the knowledge needed can be overwhelming. The latest mortgage rates, what is needed for an application, the definitions of all the mortgage and lending terms, mortgage calculators, Good Faith Estimates, title insurance, closing costs, settlement costs, locking in ratesﾅ can all be confusing! A real estate agent can be a great help for a first time buyer. They often have contacts in the mortgage industry who can answer questions. Reverse mortgages are available to people 62 years of age and over. Information on this type of mortgage information is also available online.