Mortgage services can include valuations of property, price opinions, title searches, title insurance, escrow services, warranty products, as well as bringing borrowers and lenders together to originate and service loans. While mortgage companies offer a wide range of services for obtaining loans. While a mortgage company usually loans money and services loans, there are a number of other companies that specialize in specific mortgage services: Title Company - A title company often searches records for any liens against a property before a transaction and offers title insurance that no liens or loans will exist against the property at closing; Escrow Company - An escrow company collects, holds, and distributes the buyer's money to the seller. Escrow companies are licensed and regulated; Property Appraiser - A property appraiser is licensed and trained to provide the value of property for selling, loan, tax, probate, and other legal requirements. Some of the services will overlap.