Over the last several years, the confluence of a number of economic factors and variables has led to a foreclosure crisis of near-epidemic proportions. Homeowners across the United States have been brought to the brink of financial disaster, and as many have found themselves unable to make their monthly mortgage payments and meet their other financial obligations. Although there is no universally applicable "stop foreclosure program" that will help every homeowner who is facing the possibility of losing their home, there are a number of foreclosure prevention and assistance initiatives that have been launched to help people just like you, who are facing dire financial crises and aren't sure where to turn. The best way to connect with a program with the resources to help you is to call the national foreclosure prevention hotline set up by the federal Housing and Urban Development agency. A HUD representative will refer you to an accredited foreclosure prevention counselor in your community, who will have access to the state and local resources you need to understand your situation and help devise a solution. You can reach the HUD hotline at 1-800- 569-4287.