To stop foreclosure quick, distressed homeowners should speak to their lender about a mortgage modification, especially if they want to stay in their home. A mortgage modification modifies the current mortgage by lowering the interest rate and/or extending the mortgage term making the monthly mortgage payment more affordable for homeowners who are at risk of defaulting. The homeowner must show their lender that they are able to make the new mortgage payment. Another option to stop foreclosure quick is for the homeowner to sell their home, providing they have equity or can come up with the difference between what they owe the lender on their mortgage balance and the selling price. If not, then a short sale may the solution for the homeowner to stop foreclosure quick. A certified HUD foreclosure counselor or foreclosure defense attorney can help distressed homeowners decide what other options are available to stop foreclosure quick and save their homes.