You have called your lender, talked to your mortgage broker, pored over your household budget, and taken every other action you can think of to stay in your home, short of running out into the street with a bullhorn and screaming, "Stop my foreclosure!" Now you've found yourself desperately searching every nook and cranny of the Internet, looking for a nugget of possibly overlooked information that can help you out of this crisis. At this juncture, it is time to get serious about your situation. Have you worked hard to keep the lines of communication with your lender open? Do you force yourself to take every phone call, open every letter, and return every message, no matter how unpleasant? If not, you may be robbing yourself of a valuable resource in this situation. The only fast fix that is guaranteed to halt foreclosure proceedings in their tracks is to work out a negotiation with your bank or financial institution. If there is any possibility that a compromise might still be reached, contact your lender today.